Investment Property Performance Calculator
Analyse your property's returns and get recommendations on whether to hold, sell, or improve
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Loan Details
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Annual Expenses
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Performance Score:45/100
Key Performance Metrics
Capital Growth
$170,000(22.67%)
Annual Capital Growth3.78%/yr
Gross Rental Yield3.67%
Net Rental Yield1.05%
Return on Equity13.87%
Total Return (Est.)20.53%/yr
Annual Cash Flow
Gross Rental Income+$33,800
Effective Income (95% occupancy)+$32,110
Total Expenses-$22,469
Net Operating Income$9,641
Loan Repayments-$44,098
Before Tax Cash Flow-$34,457
Negative Gearing Tax Benefit+$8,957/yr
Equity Position
Current Property Value$920,000
Less: Loan Balance-$600,000
Current Equity$320,000
Initial Investment (Deposit + Costs)$185,000
Equity Growth+$135,000
Key Insights
Holding Period:6 years
Break-Even Rent:$1,280/week(current rent is below)
Monthly Loan Payment:$3,675
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This calculator provides estimates only and should not be relied upon as financial advice. Actual returns may vary based on market conditions, property specifics, and individual circumstances. Please consult a qualified financial advisor and property professional for personalised advice.